Title insurance is principally a product developed and sold in the United States as a result of an alleged comparative deficiency of land records in that country.

It is meant to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.